Your money as a system: one tank your pay fills and your bills drain, and pipes that open as it fills. Everything stays on your phone.
What it is
A way to see your money as a system: one tank your pay fills and your bills drain, and pipes that open as the tank fills.
A planner and a record. It works out where each month’s money should go and lists the moves; you make them at your own bank.
Private by design. Everything stays on your phone — no account, no sign-in, no ads, no tracking.
Free at level 1, for good. The full app is $0.99 a month, or $9.99 a year, or earned by using it.
What it is not
Not a bank. It never connects to your bank and never moves money.
Not financial advice. It does the arithmetic on the plan you set; the decisions are yours.
Not backed up for you. There is no copy anywhere else unless you save a backup.
The full app
Levels 2 to 6, for $0.99 a month, or $9.99 a year. Renews automatically at the end of each month or year (the plan you chose) unless cancelled at least 24 hours before the end of the current period.
Payment is charged to your Google Play or Apple account. Manage or cancel in that account’s subscription settings.
Level 1 stays free whether or not you subscribe.
Help
Questions, problems or ideas: surgeaccount@protonmail.com. We cannot see your figures, so please describe what happened rather than sending a backup file.